Home Depot Credit Card Credit Score

April 29, 2022

The minimum recommended credit score for this credit card is 640. The Home Depot Consumer Credit Card is one of the more difficult store cards to obtain with poor credit as it typically prefers credit scores above 650.

Home Depot Consumer Credit Card Review

So interest charges will not be applied for new purchases during this.

Home depot credit card credit score. We are working towards being able to provide all of these legal notices electronically. Must be at least 18 years old. If youre looking to apply we recommend at least a 630 credit score.

Must be at least 18 years old. Minimum 640-699 credit score fair credit. Dont get this card.

During that 6-month period youll only need to make payments on the interest for any purchases you make at a fixed rate of 799 APR. Thank you for the info option for Lowes card. Home Depot Credit Card is a great Credit Card if you have fair credit or above.

Minimum 640-699 credit score fair credit. If under 21 years old must have proof of independent income or a. Their APR is quite high above 20.

I found out The regular home depot card is pulled from one of the 3 bureau usually EQ and they want atleast a minimum Fico score of 650. If you dont use it they twist your arm behind your back and lower your credit limit or close your card of course adversely affecting your credit score. If youre not sure what your Credit Score is apply for a report here.

Many consumers have reported that the Home Depot Credit Card requires applicants to have a minimum credit score of 640. However a credit score alone does not guarantee or imply approval for any Citibank product. That said there are some reports of consumers with a 600 credit score being able to qualify for this credit card.

Are you thinking about applying for the Home Depot Card. Must be a US resident. The grace period listed for The Home Depot Credit Card is at least 25 days.

The rewards and point programs are minimal and pale in comparison to most reputable crads. Home Depot approaches you and sells you this card as the greatest thing since sliced cheese. As you saw In my title of my fico from all 3 bureau ranges from 646-660.

Here are the requirements to get a Home Depot card. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO or another type of credit score altogether. If under 21 years old must have proof of independent income or a.

So yes I am in the bubble. For you to qualify for the Home Depot Credit Card you must have a fair credit score. We send cardholders various types of legal notices including notices of increases or decreases in credit lines privacy notices account updates and statements.

Then youll have 6 months to make purchases for your project. Click to see full answer Beside this what does your credit score need to be to get a Home Depot credit card. Here are the requirements to get a Home Depot card.

Currently we can provide some of these legal notices including statements electronically. How to Increase Your Chances of Getting Approved for the Home Depot Card. I went ahead and called the home depot credit card customer service regarding both commercial regular card.

FICO scorescredit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. If you dont need to pre-qualify you can apply for your card in-store or online. After the 6 months are over youll have up to 84 months to pay off the balance at the same fixed rate of 799 APR.

When we are able to provide all legal notices electronically we will notify.

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